Self-employed borrowers often have strong income but may not fit traditional mortgage guidelines that rely heavily on tax returns. At Key One Financial, WE SPECIALIZE in helping business owners, entrepreneurs, freelancers, and independent contractors navigate financing solutions designed around the realities of self-employment.
We understand that tax strategies and business deductions do not always reflect true earning potential, which is why we help create financing solutions tailored to each borrower's unique financial profile.
Bank Statement Loans are designed for self-employed borrowers and entrepreneurs who may not show traditional income on tax returns. Instead of W-2s, you can qualify using 12–24 months of bank statements, making it easier to secure financing while maximizing your real income.
Profit & Loss Loans are designed for self-employed borrowers who may not qualify using traditional tax returns. Instead of full documentation, you can qualify using a CPA-prepared P&L statement, making it easier to secure financing while reflecting your true business income.
1099 Loans are designed for independent contractors and freelancers who may not show income through W-2s. Instead of traditional documentation, you can qualify using your 1099s, making it easier to secure financing while capturing your actual earnings.
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