Investor Loans in Arizona, Washington, and Oregon

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Investor-focused financing built to support real-world real estate strategies. Our loan programs are designed for acquisitions, refinances, value-add projects, and development across Arizona, Washington, Oregon, and California. Whether you are executing a time-sensitive deal, scaling a rental portfolio, or developing new properties, we provide flexible capital aligned with your investment goals.

Our investor loan offerings include DSCR loans, hard money financing, construction loans, and select non-QM options. These programs support a wide range of investment strategies, including rentals, portfolio growth, transitional properties, and ground-up projects. Each deal is evaluated on its own merits, allowing for flexible structures based on property performance, project scope, and exit strategy.

Hard Money

Hard money loans provide short-term, asset-based financing for investors who need speed and flexibility. These loans are commonly used for acquisitions, rehabs, fix-and-flip projects, and transitional properties that do not yet qualify for permanent financing.

Hard money is ideal for time-sensitive deals, value-add opportunities, and investors planning to refinance or sell after execution. Terms and structures vary based on the deal, experience, and exit strategy.

DSCR

DSCR loans qualify based on the property’s cash flow rather than personal income. These programs are designed for real estate investors acquiring or refinancing rental properties, including long-term rentals and short-term rentals.

Common uses include portfolio growth, cash-out refinancing, and stabilizing properties for long-term holds. Many programs allow LLC ownership and require limited documentation compared to traditional financing.

Construction

Construction loans are designed for real estate investors developing new residential or small multifamily properties. Financing may cover land acquisition, vertical construction, and conversion to permanent financing upon completion.

These programs are commonly used for build-to-rent projects, spec homes, and investor-owned development opportunities. Loan structures depend on project scope, experience, and long-term investment strategy.

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